Updated
The ROI calculator takes the amount invested, the current or final value and the holding period, and returns the total ROI as a percentage, the gain or loss in rupees and the annualised return (CAGR). Change every input and see the estimate update immediately.
Your estimate
50%
Return on investment
Gain or loss
₹2,50,000
Annualised return (CAGR)
8.45%
Initial investment
₹5,00,000
Final value
₹7,50,000
ROI ignores when money went in or came out. For several dated investments, an XIRR model is more accurate.
Educational estimate only. Methodology 2026.08. This is not a return promise, loan offer, tax filing or financial recommendation.
Results are estimates for learning and planning only. Tax rules, interest rates and scheme terms change from time to time, and your actual figures may differ. Please talk to a qualified financial advisor or chartered accountant before making any financial decision.
Return on investment (ROI) measures how much an investment has gained or lost compared with what you put in. It is a quick way to judge a past investment, a property or a business purchase. This calculator also converts the total return into a yearly rate so holdings of different lengths can be compared.
The ROI calculator takes the amount invested, the current or final value and the holding period, and returns the total ROI as a percentage, the gain or loss in rupees and the annualised return (CAGR).
Worked example. ₹5 lakh invested that is worth ₹7.5 lakh after 5 years has a gain of ₹2.5 lakh and an ROI of 50%. Spread over 5 years, the annualised return is about 8.45% a year.
It is an educational tool that applies the disclosed return on investment method to the assumptions you enter.
No. Results are estimates, not forecasts, approvals, quotations or guarantees.
Testing conservative and optimistic inputs exposes uncertainty instead of hiding it behind one number.
Only when a tax or fee is shown as an explicit input or result. Otherwise it is excluded.
The mathematics follows the stated methodology, while real outcomes depend on rates, timing, rules, fees and circumstances.
No. Use it for education and scenario comparison, then verify decisions with official documents or a qualified professional.
Inflation translates a future amount into approximate present-day purchasing power. The default 6% is editable and is not a forecast.
Recalculate when rates, income, contributions, rules, goals or repayment terms change.
Yes. Institutions may use different compounding dates, rounding, charges and eligibility rules.
No. Calculations run locally in your browser and the input values are not sent to a calculation server.