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AiRedHQ

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AiRedHQ is a product innovation company building practical AI, immersive technology, and modern software platforms.

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Financial planning tools

Calculate first. Decide with context.

Explore transparent, adjustable calculators for investments, loans, deposits and essential financial goals. Every result shows its assumptions and remains an educational estimate.

Investment Risk ProfilerExplore how financial capacity, behaviour and time horizon can shape an educational equity, debt and gold allocation.Start assessment

investing

8 tools

SIP Calculator

Estimate regular and annual step-up SIP contributions, nominal growth and today’s purchasing power.

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Lump Sum Calculator

Project a one-time investment with nominal and inflation-adjusted outcomes.

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SWP Calculator

Model systematic withdrawals, annual withdrawal increases and estimated corpus sustainability.

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ROI Calculator

Measure absolute gain and annualised compound growth on an investment.

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Simple Interest Calculator

Calculate interest that accrues only on the original principal.

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Compound Interest Calculator

See how interest-on-interest changes future value and real purchasing power.

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Fixed Deposit Calculator

Estimate quarterly compounded fixed-deposit maturity, gain and real value.

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Recurring Deposit Calculator

Estimate recurring-deposit contributions, interest and maturity.

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loans

5 tools

EMI Calculator

Estimate standard repayment and compare it with step-up EMI, extra EMI and annual prepayment strategies.

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Home Loan EMI Calculator

Estimate standard repayment and compare it with step-up EMI, extra EMI and annual prepayment strategies.

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Car Loan EMI Calculator

Estimate standard repayment and compare it with step-up EMI, extra EMI and annual prepayment strategies.

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Personal Loan EMI Calculator

Estimate standard repayment and compare it with step-up EMI, extra EMI and annual prepayment strategies.

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Flat vs Reducing Rate Calculator

Compare a quoted flat-rate loan with a reducing-balance loan on total cost.

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planning

3 tools

Inflation Calculator

Estimate future cost and the erosion of purchasing power.

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Retirement Calculator

Estimate future monthly expenses and a conservative retirement corpus.

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Emergency Fund Calculator

Calculate a liquid savings target and remaining funding gap.

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government

8 tools

Sukanya Samriddhi Calculator

Illustrate eligible annual contributions and maturity under editable scheme assumptions.

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PPF Calculator

Illustrate annual PPF contributions, notified-rate assumptions and real maturity value.

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EPF Calculator

Estimate employee and employer provident-fund contributions and illustrative growth.

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NPS Calculator

Project retirement contributions and an illustrative NPS corpus in nominal and real terms.

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NSC Calculator

Estimate National Savings Certificate maturity under an editable notified-rate assumption.

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Atal Pension Yojana Calculator

Illustrate contributions and selected guaranteed-pension tier without implying eligibility.

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SCSS Calculator

Estimate Senior Citizens’ Savings Scheme interest and maturity under current assumptions.

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Gratuity Calculator

Estimate gratuity using last drawn eligible salary and completed service.

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tax

4 tools

Income Tax Calculator

Compare FY 2026-27 old and new regime tax for a resident salaried individual.

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GST Calculator

Calculate GST-exclusive and GST-inclusive invoice values.

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TDS Calculator

Estimate common non-salary TDS using a payment-type rate and threshold.

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Take-Home Salary Calculator

Estimate salary take-home after EPF, professional tax and comparative income tax.

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markets

3 tools

Stock Average Calculator

Calculate the weighted average price after buying a stock at two prices.

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XIRR Calculator

Estimate an annualised return for an initial outflow and later value.

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Brokerage Calculator

Estimate trading turnover, brokerage, statutory charges and net profit or loss.

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