Less financial noise
Focus on decisions instead of endless transaction detail.
Manual-first financial planning · Private beta
A calmer way to plan budgets, build an emergency fund and understand the financial habits shaping your future.
Why YojIQ
Personal finance is often split between expense trackers, calculators, insurance documents and investment apps. YojIQ brings planning decisions into one understandable view.
Focus on decisions instead of endless transaction detail.
See today’s budget beside protection and future goals.
Understand why a goal is on track or needs attention.
Planning support without presenting guidance as guaranteed outcomes.
Inside the planning experience
A connected planning workspace brings the monthly budget, emergency readiness, protection and future goals into one calm view. The interface below uses illustrative values to show the intended product behavior.
Planning workspace · Private beta
Monthly plan
₹1.20L
100% assigned
Emergency fund
68%
10 months left
Protection
3 policies
1 renewal due
Goals
4 active
2 on track
Money plan
Illustrative planning interface using representative values. Research ideas and target values are examples, not recommendations or guarantees.
The YojIQ USP
YojIQ starts with intentional manual planning. Users stay aware of every number they enter and remain in control of the financial picture they build.
One planning journey
Create a deliberate budget across the categories that shape everyday life.
Turn an emergency-fund target into a visible and achievable progression.
Keep insurance context and renewal awareness alongside the rest of the plan.
Connect savings goals and investment summaries to future priorities.
Understand whether planned spending remains aligned with income and priorities.
See progress against a user-defined safety-fund target.
Track policy context and renewal information without replacing professional advice.
Bring manually entered portfolio context into the wider plan without promising returns.
Private beta