YojIQ app · Privacy · Effective 11 October 2026
YojIQ is a personal finance app for expense tracking, bill splitting and financial planning, built by AiRedHQ. This policy covers the YojIQ Android app. The AiRedHQ website has its own privacy policy.
The app stores the following in its private storage on your phone:
App data is excluded from Android cloud backup and device-to-device transfer. The app blocks screenshots and hides its content in the recent-apps screen.
Your mobile number and email address are used only to identify you within the app. They are not verified and are not sent anywhere.
You can export your data as a backup file. The file is encrypted with AES-256-GCM using a key derived from your app PIN, and the app hands it to your phone's share sheet so you choose where to save it. AiRedHQ does not receive or access backup files.
Restoring a backup requires the PIN that was set when it was created. Because the PIN has four digits, keep backup files somewhere private: someone who obtains a file could attempt to guess the PIN.
The app does not include analytics, advertising, crash reporting, cloud sync or any third-party SDK that collects personal data. There is no tracking of any kind.
YojIQ is not directed at children under 13, and AiRedHQ does not knowingly collect information from children.
To delete all your data, use Settings → Erase Data in the app, uninstall the app, or clear the app's data in your phone's settings. Backup files you exported are yours to delete.
This policy may be updated when the app changes. The effective date above shows the latest revision.
For questions about this policy or the YojIQ app, email airedhq@gmail.com or use the AiRedHQ contact page.