How to use it
- 1.Enter the monthly deposit.
- 2.Use the applicable published RD rate.
- 3.Choose the deposit term.
- 4.Check missed-instalment and premature-closure rules.
Estimate recurring-deposit contributions, interest and maturity. Change every input and see the estimate update immediately.
Your estimate
₹7,15,984
Estimated value
Amount contributed
₹6,00,000
Estimated growth
₹1,15,984
Today’s purchasing power
₹5,35,025
Educational estimate only. Methodology 2026.08. This is not a return promise, loan offer, tax filing or financial recommendation.
Understanding the calculator
A recurring deposit accepts regular deposits for a fixed term and pays interest according to the institution's rules. It can suit users who prefer a bank deposit schedule rather than a market-linked investment.
The RD calculator estimates total deposits, interest and maturity from a monthly deposit, rate and tenure.
Methodology
Worked example. A ₹10,000 monthly deposit for 5 years at an assumed 7% produces an illustrative maturity value; confirm the exact schedule with the chosen institution.
It is an educational tool that applies the disclosed recurring deposit method to the assumptions you enter.
No. Results are estimates, not forecasts, approvals, quotations or guarantees.
Testing conservative and optimistic inputs exposes uncertainty instead of hiding it behind one number.
Only when a tax or fee is shown as an explicit input or result. Otherwise it is excluded.
The mathematics follows the stated methodology, while real outcomes depend on rates, timing, rules, fees and circumstances.
No. Use it for education and scenario comparison, then verify decisions with official documents or a qualified professional.
Inflation translates a future amount into approximate present-day purchasing power. The default 6% is editable and is not a forecast.
Recalculate when rates, income, contributions, rules, goals or repayment terms change.
Yes. Institutions may use different compounding dates, rounding, charges and eligibility rules.
No. Calculations run locally in your browser and the input values are not sent to a calculation server.
Continue calculating